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渣打银行:1 万亿美元新兴市场银行存款或因美元稳定币而流失

2025-10-06 20:00:56

ChainCatcher 消息,The Block 援引渣打银行最新报告,由于美元稳定币的崛起及其在海外市场的广泛采用,未来高达 1 万亿美元的资金可能会从新兴市场银行存款中流出。

文章指出,新兴市场的用户倾向于将美元稳定币作为对冲当地货币不稳定和资本管制的工具,将加速存款向美元计价数字资产的转移。渣打银行预测,整个稳定币市场的总市值有望在三年内达到 2 万亿美元,该趋势对传统银行体系构成了挑战,特别是对严重依赖消费者存款来支持贷款业务的区域性银行和社区银行。

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