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According to CoinDesk, the Bitcoin mortgage product jointly launched by Better Mortgage and Coinbase has been fully launched last week. Borrowers can pledge Bitcoin at a 250% collateral rate to pay for the down payment on a home. For example, to purchase a $500,000 property, one would need to pledge $250,000 in Bitcoin to support a $100,000 down payment. Since the full launch, the pre-application loan scale has reached $360 million, higher than the previous estimated $260 million from the waiting list users.At closing, borrowers will receive two loans: one is a conventional mortgage secured by the property that meets Fannie Mae standards, and the other is a down payment loan secured by pledged Bitcoin and a subordinate lien on the property. Better disclosed that it may re-pledge the Bitcoin pledged by borrowers, as long as an equivalent amount of assets is retained for return. Borrowers cannot retrieve their crypto assets early and must wait until the conventional mortgage is fully repaid or refinanced to recover them, meaning Bitcoin may be locked for up to 15 to 30 years.Unlike typical crypto loans, a drop in Bitcoin prices will not trigger a margin call or automatic liquidation; liquidation of pledged assets may only occur 60 days after the borrower defaults. Coinbase only acts as a custodian and technology provider and does not participate in credit decisions. Currently, the product only supports Bitcoin collateral; both parties mentioned USDC when announced in March but ultimately chose to launch with BTC first.

Zhao Changpeng recently commented on the emotional and property disputes related to Sun Yuchen, stating that while aggressive marketing can be acceptable, there is no need to use the incident for personal attacks or to affect others' future career development. Instead of disclosing unnecessary details, it is better to resolve the matter directly through legal means. He hopes both parties can handle it properly and respect each other.Zhao Changpeng then added that the cryptocurrency industry should set higher standards for itself. In response, Sun Yuchen expressed agreement, stating, "Mutual respect, proper resolution, and leave the rest to the court; I won't say more."

On August 27, NVIDIA announced its financial report, with Q2 revenue for FY2027 at $96.2B, a year-on-year increase of 106%. Data center revenue was $89.0B, a year-on-year increase of 117%. The Q3 revenue guidance is $108B, and it anticipates a revenue growth of about 70% for FY28. WEEX TradFi shows that the AI hardware sector is also rising, with Lumentum (LITE) up 10.16% in 24 hours, Arm (ARM) up 8.19%, and Western Digital (WDC) up 7.82%.WEEX Labs believes that this round of market activity is driven by "AI inflection point + high growth guidance," with funds spreading from GPUs to optical interconnects and storage. The short-term main focus remains on re-pricing guidance, and caution is advised regarding volatility after expectations are fulfilled.

Better Mortgage and Coinbase announced the full launch of their Bitcoin-backed mortgage product, allowing U.S. homebuyers to use Bitcoin as collateral for a down payment without having to sell it. This product combines Fannie Mae-supported home loans with independently secured down payment loans backed by Bitcoin, requiring borrowers to pledge Bitcoin worth at least 250% of the down payment loan. The pledged assets will be held in a Better custodial account on Coinbase Prime.Both loans enjoy the same interest rate and amortization period, repaid through a single monthly payment; the pledged Bitcoin will be returned after the mortgage is fully paid off or refinanced. A drop in Bitcoin prices will not trigger a margin call or change the loan terms, but if the borrower is 60 days overdue, Better has the right to liquidate the pledged Bitcoin. Borrowers must be U.S. residents and hold a verified Coinbase account, and Coinbase One members can enjoy up to $10,000 in 1% cashback.This product was first announced in March of this year and opened for early experience. Previously, the Federal Housing Finance Agency directed Fannie Mae and Freddie Mac in June 2025 to study the incorporation of cryptocurrencies into mortgage risk assessments; mortgage lender Newrez also announced in January that it would recognize certain cryptocurrency assets when evaluating mortgage applications starting in February.

Better collaborates with Coinbase to launch Bitcoin collateral loans, allowing borrowers to obtain funds using BTC as collateral, providing liquidity without the need to liquidate and avoiding capital gains tax.

Franklin Templeton portfolio manager Sara Alagi stated that Nvidia investors are focused not only on the company's earnings report "exceeding expectations," but also on the specific details of the company's capital deployment and spending plans. She pointed out that Nvidia's expected price-to-earnings ratio for the next 12 months is about 21 times, and the market has priced in expectations of slowing growth. Nvidia needs to demonstrate earnings growth to prove that its free cash flow can be used for investments and stock buybacks.

The open automated research challenge better.codes, created by the Ethereum Foundation's formal verification team in collaboration with Yukon and zkSecurity, is now live. This platform formalizes the self-contained problems from the Proximity Prize in Lean and places the machine-checked reliability bounds of koalaIRS12 on a public leaderboard, allowing anyone to contribute to improvements, advancing hash-based SNARK and post-quantum Ethereum-related security benchmarks.Solvers can bring their own AI agents to prove higher lower bounds of reliability for this Reed-Solomon proximity problem, moving towards a fixed target of 128 bits. The Lean kernel verifies each submission, and the promoted proofs will enhance the public bounds, with new lemmas, proof techniques, and impossibility results being synchronized upstream for reuse by all participants. Most hash SNARKs in production environments rely on related proximity gaps and related conclusion agreements, while the currently provable results remain below the benchmarks trusted by researchers; this challenge aims to narrow this gap in an open, incremental, and verifiable manner.koalaIRS12 originates from related papers and is end-to-end formalized in ArkLib. Participants can log in via GitHub and clone the challenge repository, submitting under fixed theorem statements and verification frameworks; results confirmed by the comparator and Lean kernel are recorded in a public repository, noting the solver and the model used. Today's launch features the reliability challenge that raises the proven lower bound of koalaIRS12 to 128 bits, with more problems potentially added later, subject to project terms.

According to Jinshi, U.S. President Trump stated that pausing interest rate hikes is better than raising interest rates.

Backpack CEO Armani Ferrante responded on X regarding the discussion about the project's delay in TGE, stating that if the project team is only looking for an exit opportunity, delaying TGE is fine; but if the goal is to build long-term and win the market, "TGE should have been done yesterday"; if there are concerns about market panic (FUD), then tokens should not be issued at all.Ferrante claims to be a "habitual offender of bear market minting and TGE," believing that market timing is actually irrelevant. This statement responds to user @AleyProbably's viewpoint, who argued that if all projects that delayed TGE had completed their airdrops on time, the market conditions would be much better, because "the market needs liquidity, and airdrops are one of the best ways to obtain liquidity."

According to Cointelegraph, Coinbase and Better Home & Finance announced a plan to launch a cryptocurrency-backed mortgage program in the summer of 2026, allowing eligible borrowers to use Bitcoin (BTC) or USDC as collateral to fund down payments for Fannie Mae-backed mortgages. This move comes after the U.S. FHFA instructed Fannie Mae and Freddie Mac to consider cryptocurrency assets in mortgage risk assessments starting June 2025, without the need to convert them into fiat currency.Other lending institutions, such as Newrez, have already followed suit with similar initiatives. However, some U.S. senators have expressed concerns that the price volatility of cryptocurrency assets could threaten the stability of the housing market. Republican Senator Cynthia Lummis has proposed the "21st Century Mortgage Act," aiming to solidify the aforementioned policy in legislative form.

According to Gate market data, on May 8, U.S. stocks opened with the Dow Jones up 0.38%, the S&P 500 index up 0.44%, and the Nasdaq up 0.54%. Storage concept stocks performed strongly, with Micron Technology up 5.5% and SanDisk up 4.5%. The Nasdaq Golden Dragon China Index rose 1.1%, with Baidu up 6%.

According to data from Greeks.live, a total of 23,000 BTC options are set to expire, with a Put Call Ratio of 1.13, a maximum pain point of $76,000, and a nominal value of $1.74 billion. Additionally, 175,000 ETH options will also expire, with a Put Call Ratio of 0.94, a maximum pain point of $2,325, and a nominal value of $400 million.Greeks.live analyst Adam stated that this week's market fluctuations are small, with Bitcoin hovering around $78,000, and market sentiment gradually becoming calmer. The short-term RV has significantly decreased, combined with monthly settlements releasing nearly a quarter of the position margin, leading to a noticeable decline in the implied volatility of major expiration options this week. The major expiration IV of Bitcoin has fallen below 40%, while the major expiration IV of ETH has decreased even more, with short-term IV dropping below 50% and medium to long-term also falling below 60%. From the main options data, the Skew remains relatively stable, and the market's directional sentiment remains slightly bearish. This week, only 6% of options are expiring, with about 25% of positions at the end of the month and about 30% of positions at the end of June. Block trades are relatively inactive, all of which are signals of consolidation. In April of this year, Bitcoin performed significantly better in both price and popularity compared to the previous three months, but the altcoin market has seen limited recovery. Currently, the focus is mainly on Bitcoin, and trading altcoins will require further waiting.

According to Jinshi reports, Federal Reserve Governor Waller stated that compared to the shocks of the 1970s, central bank officials today have a better understanding of the importance of inflation expectations.

Bitcoin core developer Jameson Lopp stated that, compared to the potential quantum computing attacks that may arise in the future, he prefers to "freeze" about 5.6 million long-dormant BTC from the network rather than let them be acquired by attackers. These Bitcoins have not moved for over 10 years and may be permanently lost, valued at approximately $42 billion at current prices. If future breakthroughs in quantum computing lead to the decryption of old address private keys, this portion of assets could be re-transferred, triggering severe market fluctuations or even a crisis of confidence.Although the community recently proposed BIP-361, the proposal is still in its early stages and is not an officially promoted plan, but rather more like a contingency plan to address "extreme risks."

Trump posted on his Truth platform stating, "A large number of empty oil tankers, some of which are the largest in the world, are currently heading to the United States, loaded with the world's highest quality, 'sweetest' oil (and natural gas!). Our oil reserves exceed the total of the second and third largest oil-producing countries combined—and the quality is better. We look forward to your visit. Hurry up!"

According to Fortune, former a16z crypto investor Sam Broner announced the co-founding of The Better Money Company with his college friend Adam Zuckerman, completing a $10 million seed round financing, led by a16z crypto, with participation from BoxGroup and Sunflower Capital, along with angel investors such as Circle co-founder Sean Neville and former Microsoft executive Charlie Songhurst.The company aims to establish a stablecoin clearinghouse, providing customers with low-cost services to exchange different dollar-pegged tokens. Broner previously worked at a16z crypto for over two years, focusing on investments in the stablecoin sector. Zuckerman worked at Latham & Watkins law firm before serving as General Counsel at Eigen Labs.The two founded the company last November and have already secured commitments from several issuers, including Paxos, Bridge under Stripe, and MoonPay, planning to support all tokens that comply with the signed and effective Genius Act, excluding USDT, while its U.S. version USAT is unaffected. The product has not yet been publicly launched and is expected to be open to customers in the coming weeks.

Strategy's preferred stock STRC landed on the UK trading platform Trading 212 on March 30, with an annualized yield of approximately 11.5%. However, UK investors holding STRC directly may face significant tax pressure. In the US, STRC's monthly dividends are classified as Return of Capital (ROC) and are not taxable; however, UK brokers typically classify them as foreign dividends, subject to income tax at the marginal dividend tax rate, with the basic rate taxpayer rate at 8.75% and high earners up to 39.35%. Additionally, capital gains tax (CGT) must be paid upon sale, resulting in an estimated actual net yield of only about 10%.Crypto analyst James Van Straten suggests that UK investors consider the 21Shares Strategy Yield ETP listed on the European exchanges in Amsterdam and Paris instead. This product has a zero management fee, employs an accumulating structure, and automatically reinvests earnings rather than distributing cash. Upon sale, it typically only incurs CGT, with no income tax burden, providing significantly better tax efficiency.

Coinbase and mortgage platform Better Home & Finance announced a partnership to launch a home loan product secured by Bitcoin or USDC, guaranteed by Fannie Mae. Borrowers do not need to sell their crypto assets; they can use them as collateral to apply for an independent loan to pay the down payment while also being approved for a standard mortgage, ultimately holding two loans with the same interest rate and repayment period, with monthly payments combined.The product complies with Fannie Mae guidelines, with interest rates significantly lower than traditional crypto-backed loans. If the price of Bitcoin drops, the collateral will not face forced liquidation due to market fluctuations, only facing liquidation risk after 60 days of overdue payments. Borrowers using USDC as collateral can offset part of the loan interest with the earnings generated from the collateral.Coinbase One members can complete transactions through Better and receive a rebate on transaction fees equivalent to 1% of the mortgage amount, capped at $10,000. The two companies stated that they plan to expand the range of eligible collateral to include tokenized stocks and fixed-income assets in the future.

Liquid Capital founder Yi Lihua posted on platform X: "The biggest problem in the crypto industry in recent years is the decline of innovation, which stems from two aspects. First, the previous U.S. government's tightening of crypto policies, which should be resolved with the passage of the recent crypto infrastructure bill. Second, Binance's requirement for projects to adhere to a 1+3 year lock-up mechanism for crypto VCs.I believe Binance's original intention is good, fostering a long-term investment mindset. However, the consequence of this mechanism is that project parties, market makers, and exchanges run away with liquidity first, while VCs face a long unlocking period that leads to zero. VCs originally bore the greatest risks in the primary market, yet they also have to bear the risk of exiting last, which is clearly contrary to traditional investment markets. The result of this is the collective demise of crypto VCs, making it difficult for quality entrepreneurs to secure funding and reducing industry innovation.I suggest giving Zhao Changpeng a better exit mechanism for crypto VCs to activate VC capital, which will benefit industry innovation and also be more favorable for exchanges to list quality assets."

According to Jinshi, Federal Reserve's Musalem stated that the government shutdown could cause the Consumer Price Index (CPI) to shift downward and may last until April. He pointed out that Personal Consumption Expenditures (PCE) inflation is a better measure.