chatgpt

According to The Block, MoonPay has launched the AI payment tool PayBox, allowing users to integrate it with ChatGPT or Claude, enabling the AI assistant to directly prepare payment transactions for booking flights, restaurants, or online shopping. Users can choose to require a passkey approval for each transaction or set a limit for the AI to complete transactions autonomously.PayBox integrates cryptocurrency wallets with payment cards, supporting cross-chain transactions based on the x402 smart entity payment standard. It initially supports Solana and EVM-compatible chains, including Ethereum, Hyperliquid, Tempo, Base, Robinhood Chain, Arbitrum, and Polygon, with plans to support more AI platforms and DeFi features, such as token exchanges and perpetual contract trading, within the next month.MoonPay states that wallet private keys are protected through multi-party computation (MPC) and trusted execution environments (TEE), ensuring that no single party (including MoonPay or the AI assistant itself) can independently access the complete private key or sign transactions; payment card information is processed and stored, allowing the AI entity to complete purchases without accessing the underlying card details; this system is built on the key management infrastructure acquired by MoonPay earlier this year from Sodot.

On July 29, Tibo, the product lead for OpenAI Codex, announced on X that all usage limits for ChatGPT Work and Codex users have been reset, and released a statement regarding the issue of rapid consumption of GPT-5.6 Sol usage.In the previous weeks, a large number of users reported that the consumption speed of Codex limits exceeded expectations. OpenAI emphasized that it has not reduced the usage quotas of any subscription plans. After investigation, several reasons were found: Sol is more inclined to work for longer periods, execute more tool calls, and coordinate complex workflows than previous models; it consumes more tokens at the same reasoning level; programmatic tool calls (code mode) allow Sol to execute tool calls in parallel, resulting in more responses and higher usage per round; the distribution of impact is extremely uneven, with median user efficiency being acceptable, but heavy users handling complex tasks consuming far more than expected.OpenAI stated that multiple improvements have been completed, and it is expected that usage endurance will be extended by about 18% in typical usage scenarios. Tomorrow, the five-hour limit that was paused during the investigation will be restored. OpenAI acknowledged that "capabilities and efficiency do not always improve synchronously, and some issues only become apparent after large-scale real-world use; we should have realized this earlier."

According to the official status page of OpenAI, the widespread issues that ChatGPT and Codex experienced have been resolved, with the error rate remaining elevated for over 1 hour.

According to social media reports, OpenAI's ChatGPT and Codex are experiencing widespread outages.

OpenAI's programming agent Codex and office agent ChatGPT Work have a combined weekly active user count of 10 million. Just 9 days ago, it was 6 million. OpenAI subsequently reset the usage limits for paid users of both products.In March of this year, Codex had only 2 million weekly active users, and now the combined total for both products has expanded to 5 times.OpenAI had previously promised that for every additional 1 million users from 3 million to 10 million, the usage limits would be reset. This is the final milestone of this commitment.

According to the Financial Times, the UK's Financial Conduct Authority (FCA) has warned that regulation of artificial intelligence in the financial sector is facing an "arms race" and urged for new powers to regulate ChatGPT, Claude, and Gemini.

Global automated broker Interactive Brokers announced the expansion of its Agentic trading feature, adding access to ChatGPT and Grok on top of the existing integration with Claude.It is reported that users can securely connect to the aforementioned AI tools through their existing accounts, using natural language for portfolio exploration, market analysis, and generating trading instructions. At the same time, the platform has expanded the asset classes for generating trading instructions from stocks and ETFs to options, futures, and futures options. To ensure the safety of funds, the system will not share passwords or API keys with AI providers, and all AI-generated trading instructions must undergo final review and approval by the user on a dedicated "AI Instructions" page before being submitted to the market.

Samsung Electronics announced the deployment of ChatGPT Enterprise and Codex to all its employees in South Korea and employees in the global Device Experience (DX) department. This collaboration is one of OpenAI's largest enterprise-level deployments to date.It is reported that Samsung Electronics plans to widely apply these AI tools in core business areas such as software development, product research and development, marketing, and manufacturing, covering both technical and non-technical positions, to enhance employee productivity and problem-solving capabilities. This deployment also marks the expansion of Samsung's partnership with OpenAI from the early stage of AI infrastructure (advanced memory semiconductor supply) to the enterprise-wide AI office application level.

According to the latest "2026 Artificial Intelligence Status Report" released by Sensor Tower, as users migrate between different AI assistants, ChatGPT's global market share fell below 50% for the first time at the end of May this year, dropping to 46.4%. Nevertheless, ChatGPT remains the global leader with over 1.1 billion monthly active users (MAU); Google Gemini and Claude under Anthropic follow closely, occupying 27.7% (662 million MAU) and 10.3% (245 million MAU) of the market share, respectively.The report points out that as the growth rates of downloads and spending slow down, the AI industry is shifting from pure user expansion to commercial monetization. It is expected that in the first half of 2026, global AI app downloads will approach 2.3 billion, and total user spending will exceed $4.2 billion. In terms of paid subscriptions, Claude stands out with a leading industry conversion rate of 13%.In addition, the commercialization paths of AI platforms are becoming increasingly diverse. Since February of this year, ChatGPT has been testing its advertising business, and as of May, about 17% of daily active users have been shown ads, primarily focused on software and shopping. At the same time, the role of AI assistants in e-commerce guidance is becoming more prominent, profoundly influencing consumer purchasing behavior and the traffic distribution of major retail platforms.

According to CCTV International News citing the Wall Street Journal on June 12 local time, multiple state attorneys general in the United States have launched a joint investigation into the OpenAI.The report states that the artificial intelligence company received a subpoena on the same day, requiring it to provide documents related to several of its business activities and their impact on users. OpenAI is currently facing multiple lawsuits concerning design issues of its chatbot ChatGPT that have led to user suicides or caused adverse effects on users.Some of the lawsuits point out that the design of ChatGPT "prioritizes user engagement over safety."

According to CoinDesk, Coinbase's Ethereum Layer 2 network Base has launched an AI integration tool called Base MCP, which allows users' Base accounts to connect to AI clients such as ChatGPT, Claude, and Cursor. Users can complete transfers, token exchanges, check balances, view transaction records, and interact with DeFi applications through natural language.

According to Decrypt, MoonPay has launched a dedicated app within the ChatGPT application, allowing users to purchase cryptocurrencies such as Bitcoin, XRP, Solana, and USDC directly within the OpenAI chatbot. Users can ask ChatGPT for cryptocurrency information and then request to purchase a specified amount, after which ChatGPT will generate a MoonPay checkout link. Users must complete the standard KYC process and connect their wallets.MoonPay's blockchain engineer stated that ChatGPT is becoming an entry point for financial research, and the cryptocurrency purchasing feature has been previously missing. This app is part of MoonPay's expansion into AI-driven cryptocurrency tools. Earlier this month, MoonPay also acquired the AI trading startup Dawn Labs and launched the trading assistant Dawn CLI. Arifin mentioned that chatbots like ChatGPT are becoming the new entry points to the internet.

According to Fortune, OpenAI is considering legal action against Apple due to dissatisfaction with the use and commercialization of ChatGPT after its integration into Siri. They believe that the collaboration has not effectively driven user conversion to ChatGPT's paid subscription, which may involve a breach of contractual expectations.Reports indicate that the two parties initially reached an agreement about two years ago, with Apple enhancing Siri's ability to handle complex questions by integrating ChatGPT, while OpenAI expanded user reach through Apple's ecosystem. However, OpenAI has expressed "disappointment" with the current presentation and traffic-driving effect of ChatGPT within Siri.It is reported that OpenAI's legal team has collaborated with external law firms to evaluate various response options, including potential litigation. Meanwhile, the relationship has become strained, and Apple is exploring further collaboration possibilities with OpenAI's competitors.Analysts believe that the core of the dispute lies in the commercial ownership and traffic distribution issues after AI capabilities are embedded in the platform, specifically whether "functionality is embedded but does not lead to subscription conversion" constitutes a substantial breach of commercial terms. Currently, neither party has publicly responded to the litigation matters.

According to Fortune, OpenAI CEO Sam Altman shared his views at the Sequoia Capital AI Summit, noting significant generational differences in how users of different ages utilize ChatGPT. He stated that older users tend to use ChatGPT as a substitute for Google Search, while those in their twenties and thirties use it as a life advisor, and college students use it as a deeply integrated daily operating system.In the U.S., over one-third of young people aged 18 to 24 frequently use ChatGPT, leveraging its conversational memory feature for emotional advice, workplace negotiations, medical consultations, and even major life decisions. Sequoia Capital made its first investment in OpenAI in 2021, when the company was valued at $140 billion; after significant private equity financing, its current valuation has reached $852 billion.

The latest report released by Bank of America (BofA) indicates that in April, the user growth of Gemini and Claude was robust, while the growth rate of ChatGPT continued to slow down. The report stated: In terms of U.S. web traffic, Google saw a year-on-year increase of 2% to 546 million visits, ChatGPT grew by 30% year-on-year to 34 million visits (equivalent to 6% of Google), Bing decreased by 6% year-on-year to 44 million visits, and Claude increased by 715% year-on-year to 7.1 million visits. In terms of month-on-month growth, Google grew by 1%, ChatGPT grew by 1%, Claude grew by 28%, and Gemini grew by 8%.

OpenAI's recent internal growth targets have not met expectations. CFO Sarah Friar warned that if revenue growth does not keep pace, the company may struggle to fulfill its commitment of approximately $600 billion in computing power procurement, and the board has begun to review the data center investment expansion plans.Reports indicate that ChatGPT user growth, revenue targets, and subscription retention are all under pressure. Despite OpenAI recently completing a $122 billion financing round, the company's management is still discussing long-term capital expenditures and the pace of an IPO. OpenAI has denied that there are significant internal disagreements.