p2p

Tether CEO Paolo Ardoino revealed that Tether's P2P technology team is developing a censorship-resistant and fault-tolerant decentralized peer-to-peer search engine called Unstoppable Search Engine. The architecture supports horizontal scaling across thousands of distributed nodes and employs a fault-tolerant structure for data self-organization to maintain high availability and censorship resistance.Ardoino stated that the research and development is progressing smoothly, and the complete archived data of Wikipedia has been distributed and stored across 100 distributed nodes in the testing environment, achieving millisecond-level retrieval with excellent performance.

According to Bloomberg, TikTok is developing a "peer-to-peer" payment feature that allows users to transfer money to each other via private messages, with evidence coming from the code of the U.S. version of the TikTok App. The interactive design of this feature is quite complete, allowing the recipient to "click to accept" to complete the payment, while the sender can attach a text message. Changes in transaction status will be communicated to the sender in real-time via push notifications, providing an experience similar to PayPal's Venmo.TikTok responded that this feature "is not currently in testing in any market," and the report also noted that there are no signs guaranteeing that TikTok will definitely launch this feature. However, the existence of the code, combined with TikTok hiring for financial services positions in multiple markets including the U.S., indicates that the company is exploring this direction.TikTok has accumulated payment experience in Southeast Asia, with its payment product TikTok Pay operating in Vietnam, Malaysia, and Thailand, primarily used for shopping payments on TikTok Shop. In the first half of 2025, Thailand's TikTok Shop GMV reached $5.419 billion, a year-on-year increase of 162%. TikTok has over 1 billion monthly active users globally, with about 170 million users in the U.S. Following the news, stocks of companies like PayPal saw a significant drop that day. Analysts believe that if this feature is implemented, it will have a direct impact on Venmo's position in the peer-to-peer transfer market in the U.S., where Venmo has about 67 million monthly active users. However, regulatory factors remain the main challenge for TikTok in expanding its payment business in the U.S.

The peer-to-peer cryptocurrency trading platform NoOnes announced yesterday that it will begin to gradually shut down operations after more than three years of operation. The official statement indicated that it had previously sought to resolve and lift the sanctions against NoOnes, but ultimately was unsuccessful.NoOnes stated that the related sanctions led to the loss of key partners, while blockchain monitoring agencies marked transactions related to NoOnes as high risk, making it increasingly difficult for the platform to continue normal operations.According to the official schedule, the business contraction was initiated on August 17, and the P2P market will close on August 21 at 23:59 UTC. Services such as Swap, NoOnes Visa, fiat withdrawals, gift card store, and Bitcoin Lightning Network will also be gradually discontinued. After that, the platform will only support withdrawals, and users will still be able to log in, check their balances, and withdraw remaining assets.The official recommended that users complete asset withdrawals as soon as possible, no later than August 23.Previously, the peer-to-peer cryptocurrency trading platform NoOnes revealed that the platform had encountered a significant security breach, resulting in a loss of approximately $8 million in crypto assets. CEO Ray Youssef confirmed this news after on-chain detective ZachXBT disclosed the hack on his Telegram channel.

Caixin published an article titled "The Collapsed Balance Sheet of the Boxing Champion," which reveals that for the six individual creditor friends of Zou Shiming and his wife, the funds invested in P2P and virtual currencies are the only amounts that still have the possibility of recovery compared to other losses.Real estate has been sold, luxury goods have been discounted, the boxing gym renovation has been written off, and cross-industry projects have been shut down; these are all irreversible sunk costs. However, P2P and virtual currencies are different: if the platform has not completely liquidated, or if the wallet address can still be traced, there is theoretically room for subrogation. For example, the Beijing procuratorial authorities have successfully recovered over 89 million yuan in illicit funds by using penetrating reviews combined with blockchain big data analysis tools to trace the flow of virtual currencies.

According to Cointelegraph, crypto-friendly bank-as-a-service provider Cross River will provide banking infrastructure for X Money, supporting peer-to-peer payments, FDIC-insured interest-bearing accounts, and Visa debit card services. Cross River's banking platform and payment channels will support X's "super app" strategy and are designed to scale with more financial products over time. X Money will enter limited testing in May 2025 and expand to external testing in March 2026. X has obtained money transfer licenses in over 40 states in the U.S. and is registered with FinCEN to support platform peer-to-peer payments. The announcement did not mention support for cryptocurrencies or stablecoins.

The privacy coin project Monero has released the graphical wallet software GUI version 0.18.5 "Fluorine Fermi". This update is a recommended upgrade version, mainly containing a large number of bug fixes and functionality optimizations.Key highlights of this update include: migrating the P2Pool installation path to LocalAppData on Windows systems, fixing boundary case issues in URI parsing, prohibiting the creation of offline transactions in long payment ID scenarios, escaping untrusted text in QR code scanning to enhance security, upgrading P2Pool to v4.15, and multiple detail bug fixes and stability improvements.Monero's official team stated that this version has been open-sourced on GitHub, and users can download the upgrade through official channels to obtain the latest security fixes and stability improvements.

According to official news, during the 2026 Moscow Blockchain Forum conference, the awards for the Blockchain Forum Awards 2026 were announced. Huobi HTX OTC business won the award for P2P Platform of the Year due to its industry-first C2C selection station model and rapidly expanding global layout.

According to official news, MetaDAO will launch the IC0 of P2P.me on March 26, with a minimum fundraising goal of 6 million USD.P2P.me is an application that supports cryptocurrency exchange for fiat currency, and it completed a 2 million USD seed round financing with investments from Multicoin and Coinbase Ventures in April 2025. It is worth noting that in early February, the Solana ecosystem issuance platform MetaDAO experienced its first IC0 failure with the project Hurupay. This project failed to meet the minimum fundraising target (3 million USD) within the specified time.

According to Cointelegraph, the Financial Action Task Force (FATF), an international anti-money laundering regulatory body, pointed out in its latest report that peer-to-peer (P2P) stablecoin transfers via self-custody wallets have become a critical vulnerability in the cryptocurrency ecosystem, as they can bypass anti-money laundering (AML) regulations.The FATF emphasized that such transactions can be completed without going through regulated intermediaries, creating a regulatory gap. The report indicates that by 2025, stablecoins will account for 84% of the total volume of illegal transactions, becoming a primary tool for evading sanctions and other illicit activities. Although blockchain transactions are traceable, the anonymity of wallet addresses increases the difficulty of attribution. The FATF calls on countries to assess the risks posed by stablecoin arrangements and to take commensurate mitigation measures, including enhancing monitoring when self-custody wallets interact with regulated platforms, as well as clarifying the AML obligations of stablecoin issuers and distributors.

According to The Block, Amboss Technologies has announced the launch of the P2P platform RailsX based on the Lightning Network, which is a peer-to-peer trading platform built on native FPGA for Bitcoin and stablecoin trading.RailsX enables atomic cross-asset swaps through self-paying loops on Lightning Network channels, allowing Bitcoin and stablecoin holders to trade directly while retaining custody.In addition, Rails is collaborating with Magnolia and Bringin to support connections with the traditional banking systems in the U.S. and Europe for fiat currency exchange.

Binance Wallet announces the launch of the P2P cryptocurrency purchase feature, allowing users to buy crypto assets with local fiat currency through various payment methods. The system will automatically match high-quality P2P quotes to enhance the convenience and efficiency of transactions.

According to AmbCrypto, data from blockchain analysis firm Artemis shows that the monthly transaction volume of cryptocurrency card payments has exceeded $15 billion, while the monthly transaction volume of peer-to-peer (P2P) stablecoin transfers is around $11 billion.Cryptocurrency cards have become the main driver of on-chain stablecoin activity. Among them, Visa accounts for over 80% of the stablecoin card transaction volume tracked in the report; Mastercard has a smaller but growing share, while the contribution from regional card programs is negligible.

According to Arkham data, at 14:16, 34,900 ETH (worth approximately 116 million USD) was transferred from Bitpoint to P2P.org.

ChainCatcher news, according to official news, PayPal announced the launch of a new feature "PayPal Links" on September 15, 2025, allowing users to send and receive funds through personalized one-time links in any conversation. This feature is now live in the United States and will expand to markets such as the United Kingdom and Italy later this month.At the same time, PayPal will directly integrate cryptocurrency features within the app, allowing U.S. users to easily send digital assets such as Bitcoin, Ethereum, and PYUSD soon. It is worth noting that transfers between friends and family via PayPal and Venmo will continue to be exempt from 1099-K tax reporting.

ChainCatcher news, according to the official announcement, Binance has launched the "P2P Hot Token Converter" feature, allowing users to directly use local fiat currency to purchase Binance Alpha tokens in the P2P Express area within the App.This feature enables users to easily acquire popular Alpha project tokens without the need for cross-chain transactions or holding crypto assets. Users can also earn Alpha points based on the purchase amount, participating in TGE or airdrop activities.