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According to the "2026 Crypto Geography Report" released by blockchain analysis firm Chainalysis, Sub-Saharan Africa, although the smallest crypto market in the world, became the fastest-growing region globally with an annualized growth rate of 13.4% from July 2025 to June 2026, reaching a total scale of 101 billion dollars. South Africa and Nigeria together account for over three-quarters of the trading share in the region.Among them, South Africa's crypto economy surged 52% year-on-year to 39.3 billion dollars, with strong growth in commercial payment scenarios and cross-border stablecoin flows, becoming a regional crypto hub connecting neighboring countries. Nigeria's crypto scale reached 38.1 billion dollars, ranking third in global grassroots adoption rates, with local trading platforms absorbing half of the inflow funds from the country's centralized exchanges amid changes in the regulatory environment, and Bitcoin accounting for as much as 92% of small P2P transfers.

According to The Defiant, Australian bank Westpac announced that starting in December, it will set a monthly limit of 10,000 Australian dollars on payments involving cryptocurrency for its customers, and it will not provide exemptions or arrangements for higher limits.Westpac also stated that withdrawals from cryptocurrency exchanges to Westpac accounts are not affected by this adjustment and will continue to be processed as before.

According to BBX data, the global capital markets revealed the latest developments in direct investment in Bitcoin and the performance of brokerage digital asset businesses yesterday. The core information is as follows:Japan Bitcoin Industry has completed a capital increase of 840 million yen, fully paid in physical Bitcoin: The Web3 infrastructure developer Japan Bitcoin Industry announced the implementation of a third-party share allocation capital increase, successfully issuing shares to two institutions, Fulgur LLC and ANAP Lightning Capital (ALC), raising a total of 840 million yen (approximately 5.07 million USD). Notably, this capital increase will be fully funded in physical Bitcoin, with on-chain delivery expected to be completed on November 2. At the same time, the company signed a basic agreement for cooperation in Lightning Network routing business with ALC, which will use the Bitcoin held by ALC as the underlying liquidity for the company's operational channels. The raised funds will be specifically used for the research and development of the infrastructure "aurora" (supporting enterprises to access Lightning payments via API), talent recruitment, and local routing network infrastructure.Robinhood (NASDAQ: $HOOD) Q3 crypto revenue plummets 55%, causing overall profits to fall short of expectations: American internet brokerage giant Robinhood released its third-quarter financial report. The data shows that due to a slowdown in cryptocurrency trading activity and increased operating expenses, overshadowing its strong performance in options and prediction markets, the quarterly profits fell below Wall Street expectations. In the third quarter, its cryptocurrency trading revenue decreased significantly by 55% year-on-year to 120 million USD. Although options trading revenue grew by 31% and event contract revenue surged more than sixfold, driving overall trading revenue up 19% year-on-year to 867 million USD, total operating expenses also increased by 16% year-on-year to 739 million USD. The company's earnings per share for the quarter were 0.51 USD, falling short of analysts' expectations of 0.55 USD, leading to a drop of over 7% in its stock price in after-hours trading.

Liquid Capital founder Yi Lihua stated that the global financial markets have been quite volatile recently, and one cannot expect to make money every moment in investments and trading. He mentioned that even Duan Yongping has to endure significant unrealized losses, with some stock investors previously making ten times their investment now facing an 80% retracement, and the situation for ordinary stock and cryptocurrency investors is even worse. The overall environment is still in a rate hike cycle, and Bitcoin has become a relatively well-performing asset.Yi Lihua reiterated that the upward trend is not a straight line, nor is the pullback; he still sees a bullish market trend and continues to wait for the right pullback. With the midterm elections approaching, market volatility and trading opportunities are increasing. He also mentioned that Coinbase has launched a global derivatives trading competition with a maximum prize pool of 2 million USDC, believing that this event provides a platform for communication and testing trading strategies, and he himself will participate and learn.

Solflare announced that new validators are now online. Users can now manually unstake from Solflare (Legacy) and stake to the new validators, or wait for the application update to migrate.The official team will compensate for the rewards interrupted during the migration period, with specific duration and details to be announced later.

According to RBC, Russia has established testing standards for cryptocurrency investors, planning to require investors to pass a knowledge test before buying and trading cryptocurrencies on regulated platforms. Ekaterina Andreeva, the First Vice President of the National Association of Securities Market Participants of Russia (NAUFOR), stated that the draft of the relevant standards has been submitted to the Central Bank of Russia's Basic Standards Committee.Brokerages expect to start offering tests to clients as early as the end of November, with scores recognized across different regulated platforms. According to the cryptocurrency regulatory law that Russia began implementing in phases starting this September, non-qualified investors can only trade high liquidity crypto assets on the whitelist after passing the test.

According to The Block citing local media reports, South Korea's ruling party, the Democratic Party of Korea, will meet on Friday with representatives from the country's five major cryptocurrency exchanges: Upbit, Bithumb, Coinone, Korbit, and Gopax, to discuss whether to postpone the cryptocurrency tax originally scheduled to take effect in January 2027.The party has proposed a bill to delay the implementation until 2029, citing insufficient infrastructure and difficulties in obtaining transaction data.

According to CBC, a federal judge in Miami, USA, sentenced 20-year-old Canadian man Trenton Johnston to 25 months in prison. Previously, he admitted to participating in a money laundering conspiracy and surrendered approximately 3.8 million dollars worth of stolen cryptocurrency.Johnston began his crimes in January 2024, impersonating Google technical support and representatives from cryptocurrency companies to trick victims into providing wallet access codes. In one case, he and an accomplice defrauded a victim in California of 185 bitcoins (worth about 13 million dollars at the time). He then used the stolen funds to purchase luxury items such as a Lamborghini Aventador SVJ, two BMWs, jewelry, and private jet rentals. Johnston has agreed to be deported back to Canada and is still facing drug possession charges in Florida.

According to Coinglass data, the cryptocurrency Fear and Greed Index is currently at 50, an increase of 0 points from yesterday. The average over the past 7 days is 50, and the average over the past 30 days is 60.

OpenAI documentation shows that eligible ChatGPT Pro and Business subscriptions can receive free API credits for building applications and agents within their own API organization. The credits are automatically issued based on the subscription, and any unused portion expires at the end of the billing cycle without carrying over; when there are valid free credits, there is no need to bind an API payment method. In terms of monthly credits, Pro's tiers of $100, $200, and $500 correspond to $100, $200, and $500 respectively; Business Standard provides $20 per paid seat, and Business Premium provides $100 per paid seat.The initial issuance is calculated proportionally based on the remaining time in the current subscription billing cycle and expires at the end of that cycle. Business API credits are shared within the workspace, with a monthly cap of $500; annual payment workspaces receive a one-time issuance of the annual credits, which expire at the end of the annual billing cycle. Users must log in to ChatGPT with an eligible subscription account, with Pro credits claimed in Settings under Billing, and Business credits claimed in the workspace billing settings or Admin Console, confirming the API organization receiving the credits.The credits cover the paid usage of associated organizations on the API Platform, including Responses API, Agents API, Decisions API, GPT-Live and Realtime API, Images API, as well as built-in tools and related costs such as web search, document search, and Code Interpreter. Using Codex via API key is not included in the benefits, and the credits will not increase the usage limits for ChatGPT or Codex that is already logged in. Free credits are prioritized over purchased credits; when exhausted and no remaining credits are available, requests will fail with HTTP 429 and error code credit_balance_exhausted.

According to Decrypt, Buzz, a former advisor of the public blockchain Aptos, known by the pseudonym BuzzlamicJihad, left Aptos after the expiration of a one-year contract. Buzz stated that it was a mutual decision and that he has sold his holdings of APT. He mentioned that he believes the project has not made further progress, and some plans have not been realized as expected, which is why he did not renew the contract. APT has dropped 10.7% this month, with a market cap of approximately $607 million.Buzz has begun to promote Meta using the same Meme marketing strategy. His arguments surrounding Aptos have always been based on the project's connection to Facebook, as Aptos was founded by developers of the Libra project. Buzz believes that Meta has strong fundamentals, but retail investors are being overlooked, especially with the recent creation of Class C shares that have no voting rights. He has started posting messages like "META looking good here" and mentioned that he has moved communication from Telegram to WhatsApp. Meta dropped 1.2% on the day, with a market cap of approximately $1.59 trillion, about 2,619 times that of Aptos.

According to the Digital Currency Research Society, on October 27, Beijing Bank released a public tender announcement for the procurement project of firewall equipment for digital currency business in 2026 through the official centralized procurement management system. Along with the previously announced procurement projects for IPS, encryption machines, WAF, SSL, signature devices, etc., the bank has officially launched a centralized upgrade of the full-chain security infrastructure for digital renminbi business, covering core security nodes such as intrusion defense, encrypted transmission, web application protection, and identity signing.In April of this year, Beijing Bank became a newly added operational institution for digital renminbi business and connected to the central bank's digital renminbi system. In August, the central bank added 8 more operational institutions, expanding the total to 30. Previously, several newly added operational institutions, such as Huishang Bank, Hangzhou Bank, and Guangxi Beibu Gulf Bank, had initiated tenders for core digital currency systems worth tens of millions. The report pointed out that Beijing Bank's inclusion of various security devices such as firewalls and encryption machines in centralized procurement is a proactive security layout to adapt to the new features of digital renminbi, such as high-concurrency transactions and programmable smart contracts.

Y Combinator, a startup incubator, released a report on the direction of cryptocurrency startups, focusing on stablecoins, asset tokenization, and AI Agents. The report states that over the past year, cryptocurrency applications have been led by institutions rather than consumers for the first time, with the main driving force shifting from speculation to actual financial needs such as hedging oil price risks and cross-border capital transfers for businesses.The report predicts that stablecoins, as well as assets like stocks, debts, commodities, and property rights, will be further tokenized. New types of assets, such as equity in startups and small securities valued under $10,000, will also be issued via blockchain, promoting financial services like trading, lending, and derivatives. AI Agents will become one of the main participants in financial activities.In the next six months, the report focuses on using blockchain to finance the AI industry, new types of dollar stablecoins and non-dollar stablecoins targeting niche markets, new banks based on stablecoins, tokenization of real-world assets, new trading platforms and trading interfaces, as well as AI Agent trading and related API infrastructure. The text mentions that blockchain technology and stablecoins may pose a threat to traditional stock exchanges and banking systems.

CryptoQuant founder Ki Young Ju stated that the ETF engine has hardly operated this year, with net inflows close to zero from the beginning of the year to now, yet Bitcoin has only dropped 7%. In the context of weak ETF demand while prices remain strong, the likelihood of OG whales or miners selling off in large quantities seems low; those who wanted to sell may have already done so.Ki Young Ju expects that once the uncertainty of the U.S. midterm elections dissipates and ETF capital inflows resume, bullish momentum will return.

The criminal case involving Aiden Pleterski, who claims to be the "King of Crypto" in Canada, related to a Ponzi scheme involving digital assets, will be submitted to the jury for deliberation after closing arguments this week. Presiding Judge Shaun Nakatsuru has given the jury final instructions, and the jury is set to begin deliberations on Thursday. Pleterski is accused of defrauding approximately $30 million from fans on social media between 2021 and 2022, and was charged with fraud in 2024, subsequently awaiting trial for over two years.In his closing arguments, Pleterski declared his innocence. He stated, "I am not guilty of these charges, which is why I am not pleading guilty. This would have been proven if I had not been forced to represent myself. That's all I have to say." Due to his choice to represent himself, he is acting on his own behalf in court. If convicted of fraud, he faces a maximum sentence of 14 years in prison.In another criminal case, five men are charged with kidnapping and torturing Pleterski in 2022, some of whom are reportedly victims of his scheme. Defendant Deren Akyeam-Pong has pleaded guilty to nine charges and is awaiting sentencing. Pleterski is one of several figures in the crypto industry facing fraud charges; former FTX CEO Sam Bankman-Fried was convicted in 2023 and is serving a 25-year sentence in the United States.

According to a report by Decrypt, a national survey commissioned by the cryptocurrency policy advocacy organization DeFi Education Fund and conducted by Ipsos shows that 22% of American adults have held or used cryptocurrency, up from 18% in 2025, but the usage rate over the past 12 months remains flat at 13%. The survey, conducted from September 8 to 16, interviewed 1,545 adults, with a margin of error of ±2.8 percentage points. The growth almost entirely comes from users who have dropped out: among those who have not used cryptocurrency in the past year, the proportion who had held or used it rose from 5% to 11%; the willingness to purchase in the future also remains flat, with 17% indicating they might hold or use it in the future, compared to 16% last year.In terms of user demographics, the usage rate for men in the past year was 18%, while for women it was 8%, with the former being more than double the latter. Adults under 60 showed a significantly higher usage rate than older individuals. The primary reason for trying cryptocurrency is curiosity (34%), followed by long-term investment (25%). Respondents expressed significant unease about the traditional financial system: only 19% believe it is safe, and 63% think it needs to be upgraded to address cybercrime and AI threats; 60% are concerned about data breaches at large financial institutions, and 54% doubt their ability to withstand AI-driven threats, while 74% indicate that financial privacy is important.This skepticism has not translated into trust in cryptocurrency. Only 4% have high trust in cryptocurrency exchanges, and 5% have high trust in decentralized platforms, while large national banks and credit unions have trust levels of 42% and 48%, respectively. The knowledge gap is also significant: only 2% of Americans are very familiar with DeFi, 6% can identify all four characteristics of cryptocurrency listed in the survey, and 35% are completely uncertain about how to describe cryptocurrency. However, 40% indicate that if DeFi were available, there is at least some possibility they would try it, with over 80% stating they would use it to save money, earn interest, or send money to friends and family; the desire to understand stablecoins and DeFi decreased from 11% to 7% and 8%, respectively.