Gate launches Gate Money, creating a new entry point for financial services that connects assets, funds, and payments

On October 7, Dr. Han, the founder and CEO of Gate, officially announced the launch of Gate Money during the keynote speech at the TOKEN2049 conference. With the core concept of "One Gate, Everything Money," Gate Money leverages the diverse financial service capabilities already built by Gate to create a global integrated financial service application. It connects services such as digital assets, fiat currency, stocks, ETFs, gold, bank accounts, payments, and asset management to a single account, covering scenarios such as asset holding, receiving payments, transferring, paying, exchanging, and earning, pushing Gate to extend from digital asset trading services to a broader financial service field. Currently, users can activate Gate Money with a one-click update to version v8.39.0 of the Gate App.

Diverse Assets, One-Stop Management

Gate Money allows users to hold multiple fiat currencies and digital assets within the same account system and view various asset balances and fund dynamics in one place. The platform supports fiat currency deposits, withdrawals, as well as on-chain deposits and transfers; fiat accounts can be managed independently by currency, and eligible users can upgrade to obtain a bank account with the same name. Users can use personal account information for receiving payments and withdrawals, providing convenience for daily and cross-border financial transactions.

On this basis, Gate has provided services for traditional financial assets such as stocks and continues to expand into more asset categories. For users holding different types of assets, Gate Money integrates related services into a clearer account system, making asset and fund management more centralized and convenient.

Connecting Global Payments for Convenient Consumption

Gate Money closely connects accounts with daily payments. Through the Gate Card, users can use fiat currency or digital assets for online and offline consumption, supporting digital wallets such as Apple Pay and Google Pay. Some countries and regions also support ATM withdrawals and local QR code payments to adapt to different market payment methods.

From online shopping to offline consumption, users can choose the appropriate payment method based on actual needs, allowing assets in the account to be used more conveniently for daily consumption.

Flexible Configuration for More Asset Possibilities

In addition to asset holding and payments, Gate Money also offers features such as Convert and Earn. Convert supports flexible exchanges between different assets, while Earn provides wealth management and earning products, with eligible balances of USDT and others earning up to 3.6% without locking, allowing users to gain more asset allocation options while maintaining fund availability.

For assets that need to remain liquid, users can exchange them at any time; for temporarily idle assets, they can choose corresponding earning methods based on product rules, further enriching the ways funds can be utilized.

Expanding Financial Services to Cover More Life Scenarios

Gate Money consolidates the product capabilities accumulated by Gate in digital assets, stocks, payments, and asset management, integrating financial scenarios such as asset holding, receiving payments, transferring, paying, exchanging, and earning into one account, further bridging the connections between asset management, fund flow, and daily consumption.

From cash and digital assets to more financial products like stocks; from asset management to daily consumption, Gate Money is integrating more diverse financial needs into the Gate platform, extending service scenarios from trading and asset management to payments, fund management, and daily financial needs, further expanding Gate's financial service boundaries.

Global Compliance System and Financial Infrastructure

In terms of building global financial service capabilities, Gate continues to establish a compliance foundation covering multi-asset services, fund flow, and payment scenarios through financial, payment, and virtual asset-related licenses and authorizations obtained in multiple core jurisdictions, providing underlying financial service capabilities for Gate Money.

Gate's entities have obtained the MiCA crypto asset service license and PSD2 payment institution license in Malta, a complete virtual asset service operation license from VARA in Dubai, and completed digital currency trading service registration in Australia, while conducting related business through local compliant entities in markets such as Japan, achieving compliance coverage in 81 regulated jurisdictions worldwide. These qualifications cover areas such as crypto asset trading and custody, digital currency services, and payments, providing a compliant foundation for Gate Money to connect multi-asset management, fiat accounts, fund receipts and payments, and daily payment services.

At the same time, Gate has established partnerships with multiple international payment institutions, banks, custodians, and clearing institutions, covering various financial service links such as payments, funds, asset custody, and clearing, providing foundational support for business operations in different markets.

As different asset categories and payment, consumption, and other scenarios accelerate their integration, Gate will continue to improve related products and services, bringing users a more convenient and flexible financial experience, promoting further connections between digital assets, traditional finance, and daily financial needs, and providing more possibilities for innovation in financial service models.

About Gate

Founded in 2013, Gate is one of the world's leading cryptocurrency and comprehensive financial service platforms, with Dr. Han as the founder and CEO. It has over 61 million users and supports trading of over 5,300 types of crypto assets and over 12,800 types of stock assets, fully covering TradFi assets such as metals, stocks, indices, foreign exchange, and commodities, providing users with a one-stop, multi-asset allocation trading experience. As an industry benchmark, Gate was the first to achieve 100% reserve proof, encompassing a diverse range of products and ecological layouts such as Gate Wallet, Gate Ventures, and Gate for AI Agent.