real-world

AI Economic Settlement Agreement AEON announced the addition of local bank transfer payments in Chile, allowing users to enter amounts in Chilean Pesos (CLP) and complete payments using cryptocurrency assets. AEON is responsible for asset conversion and settling with merchants through local banks. This integration further expands AEON's local settlement network in Latin America, enabling AI Agents to make real-world purchases using familiar banking payment systems in the future, providing broader real purchasing power for the AI economy. AEON is currently operational in several Latin American countries, including Brazil, Mexico, Argentina, Peru, Bolivia, and Colombia.

The stablecoin infrastructure platform Interlace announced a joint initiative with multiple industry partners, including OSL, AllScale, Stable, Hetu, Cregis, WIDTH, KEM, and KTX, to launch the white paper titled Stablecoin Payment Infrastructure: From On-Chain Settlement to Real-World Payments. As stablecoins evolve from crypto-native financial instruments into global financial infrastructure, stablecoin payment activity is also growing rapidly. In Q1 2026, stablecoin transaction volume exceeded $28 trillion, while stablecoin B2B payments reached $226 billion in 2025, representing a 733% year-over-year increase. However, as stablecoin payments expand into real-world commercial use cases, the industry still lacks a systematic framework for defining the capabilities covered by stablecoin payment infrastructure and how on-chain assets can be connected with real-world commerce. The white paper will focus on this gap, covering key topics such as stablecoin payment infrastructure, end-to-end costs, compliance and risk management, and enterprise-scale adoption. Drawing on industry data, practical experience, and real-world cases, it will further explore the development path of stablecoin payment infrastructure. The full white paper is expected to be officially released within the next 1-2 months.

On October 13, 2026, the real-world asset market HyperDex announced the launch of a spot and perpetual contract aggregator, placing spot routing, cross-chain transfers, and the newly announced perpetual aggregation on the same interface. The announcement did not disclose the trading volume upon launch, and the perpetual section did not specify the venue, supported contracts, collateral rules, or liquidation mechanisms; the product is currently labeled as beta.The interface provides quotes for each exchange and cross-chain transaction between exchanges, cross-chain bridges, and intent resolvers; users sign with their own addresses, and funds are routed through audited contracts to the selected target, with the platform not holding custody. The team claims to have integrated with LI.FI, RIFT, Enso, Ravn, and specifically mentions Relay, Across, NEAR Intents, Chainflip, among others, totaling over 70 venues and more than 19,000 tokens, including tokenized stocks, gold, government bonds, and credit issued by Ondo, Backpack, Coinbase, Robinhood, etc. The supporting chain documentation states that routing covers 69 mainnets, 36 bridges, and 39 exchanges, including EVM, Bitcoin, Solana, Sui, and Zcash.After selecting tokens, chains, and quantities, the system requests quotes and sorts them by the best price or fastest completion, refreshing quotes every 20 seconds. Before signing, it displays the minimum received amount, network fees, HyperDex fees, and estimated completion time; standard transfer fees are 0.50%, private exchanges are 0.75%, and protocol fees are deducted from the sent tokens. On-chain settlements are reportedly completed atomically, and any slippage beyond the limit will roll back; if a cross-chain bridge is completed but the target chain exchange fails, users will receive the bridged assets on the target chain. The routing contracts are claimed to be audited, open-source, and have a bug bounty program.

BRT.Fit will jointly hold a real-world treasure hunt event in Ho Chi Minh City, Vietnam, with Jagat, one of Southeast Asia's leading LBS social platforms, with an expected BRT fund of 1 million USD. The event is driven by location services, exploring the real world to find treasures and earn BRT rewards.The event will also be gradually launched in more markets such as Vietnam, Thailand, the Philippines, and Indonesia.

According to CoinDesk, digital asset investment firm RockawayX announced an investment of $150 million to launch the Catapult program, aimed at bringing more private credit and other yield-generating real-world assets on-chain, betting that lending linked to the real economy will become one of the largest markets in the crypto space.The investment firm, which manages approximately $2 billion, stated that Catapult will provide venture capital, product structuring, liquidity, market making, and distribution support for tokenized credit products. RockawayX currently operates early-stage venture funds, market-neutral funds providing liquidity to DeFi protocols, and a vault business deploying about $300 million, and acquired the crypto hedge fund Relayer in August.According to RWA.xyz data, the scale of tokenized real-world assets such as bonds, stocks, and funds has rapidly grown to approximately $38 billion, but more than half of this is tokenized money market funds. RockawayX expects this market to reach $10 trillion to $20 trillion by 2030, a target higher than the $5.5 trillion benchmark forecast provided by Citigroup analysts. Catapult will focus on areas such as trade and supply chain finance, asset-backed securities, CLOs, and real estate-related credit.RockawayX CEO Viktor Fischer stated that following transactions, yields will become the largest application scenario on-chain, requiring new yield sources of over 12% that are uncorrelated with the crypto market. He pointed out that the appeal of bringing low-liquidity assets on-chain lies in the fact that even if the underlying investments have long redemption periods, market makers can create exit channels.

Aave plans to launch a real-world asset (RWA) lending center on Avalanche, allowing institutions to borrow stablecoins using tokenized financial assets as collateral without having to sell their existing holdings. Tether's USAT will serve as the primary source of dollar liquidity.Since the launch of Aave V4 on Avalanche two months ago, the deposit scale has exceeded 20 million dollars.

The blockchain data analysis platform Dune announced that the real-world asset dataset is now online.Dune stated that users focusing on tokenized assets can now access headline data such as total on-chain value, product quantity, and growth charts; this dataset further covers details such as distribution channels, ultimate holders, trading venues, and post-holding usage.Dune has also opened the registration channel for the real-world asset report.

AI Agent Economic Settlement Agreement AEON announced that its payment network has connected to Egypt's four major mainstream mobile wallets: Vodafone Cash, Orange Cash, e& money, and WE Pay. Users can complete payments using cryptocurrency, while merchants receive payments in Egyptian pounds (EGP).Through this integration, AEON further enhances and expands the local payment settlement network in Africa and the Middle East, providing infrastructure support for the future localization of AI Agent's payments and settlements in real business scenarios.

ValueChain has achieved integration with DigiFT and Fireblocks to further enhance its ecosystem's ability to access global capital markets.Through deep collaboration with industry-leading compliant RWA exchanges and custody technology service providers, ValueChain has greatly simplified the onboarding process for RWA for application developers, enabling on-chain users to more easily access high-quality investment opportunities in fields such as artificial intelligence, renewable energy, and biotechnology.It is reported that ValueChain is an industry-leading Layer 1 blockchain focused on providing high performance, full transparency, and seamless interoperability in the on-chain experience. ValueChain is developed by the SoSoValue community and currently supports applications such as SoDEX, which has natively deployed its spot and perpetual contract trading matching engine on-chain.DigiFT is a next-generation real-world asset (RWA) tokenization platform with the most robust compliance credentials in the industry—having obtained dual licenses from the Monetary Authority of Singapore (MAS) and the Securities and Futures Commission of Hong Kong (SFC). The platform is designed for institutional-level RWA and offers a full-process, end-to-end digital asset service that includes tokenization, issuance, distribution, trading, and instant liquidity release. As a compliant platform trusted by global financial institutions, DigiFT is the preferred partner for asset management institutions in the field of on-chain tokenization and distribution.

According to CoinDesk, Aave has officially launched the v4 upgrade version on Ethereum after about two years of development, introducing a new architecture that separates the lending markets while sharing liquidity, aiming to expand DeFi from crypto-native lending to real-world assets and institutional use cases.The v4 version changes the way Aave organizes its markets, allowing different types of lending markets to operate independently while sharing the same liquidity pool, enabling users to conduct lending operations on assets beyond crypto tokens in the future. Aave Labs founder Stani Kulechov stated that lending is based on trust and needs to reflect market conditions. He also pointed out that this upgrade facilitates other teams to develop and expand on top of the protocol.In terms of capital efficiency, the v4 version can also reinvest idle funds within the system. The upgrade launched with a limited set of markets and conservative parameter settings, with more features to be added gradually following governance resolutions. This launch coincides with governance disputes within the Aave ecosystem regarding decentralization and revenue distribution issues.

Electric Capital's latest research report reviews 501 real-world revenue sources and finds that only 34 of them have on-chain scales exceeding $50 million, primarily concentrated in U.S. Treasury bonds, private credit, and corporate bonds. The remaining 93% are hindered by seven major obstacles, including legal structures and entity integration issues.The report points out that distribution channels are the biggest bottleneck. Among the 35 non-stablecoin RWAs with on-chain revenue, only two have more than 2,000 holders, and the top assets are highly concentrated. For example, in BlackRock's BUIDL, the top ten holders control 98% of the supply.

Decentralized derivatives exchange Hyperliquid has disclosed that among its top 20 markets by trading volume, 12 are HIP-3 assets, covering real-world assets such as commodities and stock indices, marking the platform's ecosystem is accelerating its extension into the macro-financial domain.HIP-3 (Hyperliquid Improvement Proposal No. 3) allows developers to deploy perpetual futures markets for various assets such as commodities and stock indices through external price feeds. Contracts related to crude oil, silver, and major stock indices have already become some of the most actively traded products on the platform.

Jupiter has announced the launch of its global on-chain real-world payment feature, Jupiter Global, with the following main functionalities:On-chain QR code payment: Payments can be made across merchants in the Asia-Pacific region with 0% fees and instant settlement through local payment channels. Global fiat remittance: Virtual USD, GBP, and EUR accounts support SWIFT transfers to over 200 countries/regions, enabling fast local payments in more than 15 currencies. Jupiter Card: A premium cryptocurrency credit card that can be used to spend USDC at over 150 million merchants.

According to Aastocks, China Pacific Insurance (Hong Kong) Co., Ltd. (CPIC IMHK) has established a strategic partnership with investment group Hivemind Capital to create a tokenized fund for real-world assets (RWA).The initial target for the fund platform is set at $500 million, with the specific amount depending on market conditions, demand from institutional and other non-retail qualified investors, and approval from relevant regulatory authorities. The two companies are committed to combining on-chain investment infrastructure with established asset management practices to provide transparent, compliant, and institutional-grade tokenized investment products.

According to Ledger Insights, Bank Negara Malaysia has launched a three-year exploration program for the tokenization of real-world assets and established a Digital Asset Innovation Center and an industry working group to seek feedback on potential use cases ranging from supply chain finance to Islamic financial products.The central bank's latest report outlines a phased implementation plan: a proof of concept and pilot will take place in 2026, followed by an expansion of the trial in 2027. The bank invites the industry to submit use case feedback by March 1, 2026, while also clearly defining which cases meet the experimental criteria.