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Well-known trader Bonk Guy posted that he does not pledge allegiance to PONS or any other holdings and communities. He stated that he has never been paid by the PONS project team and is not a member of the project team, so his holding and support of PONS should not be understood as loyalty to the project.Bonk Guy expressed that he is optimistic about PONS because of the fairness represented by the token and his belief that PONS provides on-chain traders with the opportunity to create intergenerational wealth. He views PONS as a transaction that has not yet been fully realized and expects that regardless of current market recognition, its future market value could still reach billions of dollars.He emphasized that this principle also applies to his other holdings: he is primarily a trader, does not pledge allegiance to any token or community, and will only choose trading opportunities that he believes have the most asymmetric risk-reward profile.

According to Cointelegraph, cryptocurrency exchange Coinbase has partnered with financial platform Moov to provide stablecoin infrastructure for over 1,000 community banks and credit unions within Moov's customer base. The two parties will combine Coinbase's regulated digital asset infrastructure with Moov's payment platform to offer stablecoin payment acceptance, settlement, and real-time funding services.This infrastructure will support use cases such as consumer stablecoin payments, merchant settlements, and payments, and will provide businesses and merchants access to Coinbase's custodial accounts. U.S. community banks typically have total assets of less than $10 billion, including state-chartered institutions and savings and loan holding companies.This collaboration comes as major U.S. banks are experimenting with stablecoin infrastructure. On Wednesday, U.S. Bank, the fifth-largest commercial bank in the U.S., completed a real-time cross-border payment using its proprietary stablecoin USBDC on the Stellar blockchain. Earlier this month, 21 financial institutions, including Bank of America, Citigroup, Goldman Sachs, Deutsche Bank, and UBS, announced plans to form a company to issue stablecoins. Additionally, Western Union also partnered with stablecoin infrastructure provider Rain in August to launch a digital wallet and Visa-branded card.

According to Bloomberg, Jon Cunliffe, the former Deputy Governor for Financial Stability of the Bank of England, has joined the blockchain payment company Fnality and will serve as the Chairman of its UK entity. Jochen Metzger, the former Director General for Payment and Settlement Systems of the German central bank, has been appointed as a member of the Supervisory Board of Fnality Europe and is expected to serve as its Chairman; Ron Berndsen, the former Head of Supervision and Head of Market Infrastructure Policy at the Dutch central bank, will also join the Supervisory Board.Fnality operates a wholesale payment system that allows banks to settle debts using central bank currency balances. Its pound sterling system, regulated by the Bank of England, went live in 2023 and is currently seeking regulatory approval to launch versions in US dollars and euros. Fnality states that the system is designed to support the tokenized trading of traditional assets such as stocks and bonds, enabling the synchronized flow of securities and payment funds across interconnected digital networks, thereby shortening settlement times and supporting round-the-clock trading. Fnality was established in 2019, with investors including major financial institutions such as Goldman Sachs, UBS Group, Santander Bank, Bank of America, and Citigroup.

According to CNBC, Ant International has launched a collaboration with Visa and Mastercard to establish a "Know Your Agent" (KYA) interoperability framework, which will set universal standards for AI agent identity recognition, verification, and transaction monitoring, allowing agents verified on one network to be used across ecosystems.McKinsey estimates that by 2030, AI agents could participate in $30 trillion to $50 trillion in global consumer transactions.

Mastercard recently released the report "A Short History of the Future of Shopping and Payments," predicting that by 2030, approximately 300 million shoppers worldwide will regularly use AI agents, primarily concentrated in the United States, the United Kingdom, the Netherlands, China, and South Korea. The report is based on a survey conducted from June to July 2026 involving 13 markets and 13,000 pairs of parents and teenagers (a total of 26,000 respondents).The survey shows that 65% of British teenagers believe AI will change the shopping habits of their generation, and the likelihood of teenagers globally using AI for shopping is about twice that of their parents. 22% of British teenagers expect shopping to be dominated by AI within five years, compared to only 11% in France. 79% of teenagers and 70% of parents have used AI to research products in the past year, while 51% of teenagers and 46% of parents have used AI to complete a purchase at least once.The report cites Gartner's prediction that by 2028, the majority of B2B procurement will be mediated by AI agents, driving over $15 trillion in spending; by 2030, 20% of monetary transactions will be programmable. The report also suggests that "Know Your Agent" (KYA) could become a compliance advantage, with payment intent, consent, and machine-readable warranties forming the infrastructure of agent-based commerce.

The American hamburger chain Steak 'n Shake stated on platform X that since it began accepting Bitcoin payments in May 2025, the company has achieved double-digit growth in same-store sales, with franchise same-store sales increasing by 19% this quarter. The company processes Bitcoin payments through the Lightning Network.Steak 'n Shake's Chief MAHA Officer Michael Boes stated at the Bitcoin 2026 conference that Bitcoin has become the core driving force behind the chain's business performance. Same-store sales grew by 11% quarter-over-quarter in the second quarter of 2025, accelerating to 15% in the third quarter, surpassing major competitors such as McDonald's, Taco Bell, and Domino's Pizza.When paying with Bitcoin, Steak 'n Shake can save about 50% on processing fees, as traditional credit card processors charge a fee of 2.5% to 3.5% per transaction. The company also incorporated $10 million in Bitcoin into its strategic reserves this January and had considered accepting other cryptocurrencies, but abandoned the plan after a vote on platform X showed users believed only Bitcoin was necessary.

According to Fortune magazine, the stablecoin payment infrastructure company Latitude has completed a $35 million Series A funding round, led by Oak HC/FT, with participation from NEA, Coinbase, Lightspeed Faction, and OpenFX.The company was co-founded by former executives from Stripe, Uber, Coinbase, and Meta, aiming to help businesses send fiat currency to emerging market users through stablecoins using local payment methods (bank accounts and mobile wallets). Latitude is licensed in 45 U.S. markets and plans to expand its regulatory licenses in Southeast Asia, Latin America, and Africa. The current team consists of 15 people, and the new funds will be used to expand compliance, engineering, and sales teams.

According to CoinDesk, U.S. Bank, the fifth largest commercial bank in the United States (a subsidiary of U.S. Bancorp), announced the successful completion of a real-time cross-border payment test based on its own US dollar stablecoin USBDC, with transactions completed via the Stellar blockchain between its entities in North America and Europe. As one of the first bank-issued stablecoins deployed on a public blockchain, USBDC is expected to bridge the gap in the global banking system with 24/7 trading capabilities.The pilot validated the functions of USBDC, including minting, payment redemption, freezing, and recovery, and tested the bank's internally developed digital asset platform, which serves as the foundation for issuing, managing, and transferring tokenized assets, enabling seamless integration between traditional banking infrastructure and blockchain networks. U.S. Bank Chairman and CEO Gunjan Kedia stated that this real-time pilot demonstrates its ability to accelerate global cash management and fund flows.This test is based on the bank's strategic partnership with the Stellar Development Foundation, with future application scenarios including liquidity management, collateral transfer, and cross-border financial operations. As global stablecoin regulation advances, banks are accelerating their entry into the market. Last week, 21 financial institutions, including Bank of America, Citi, Goldman Sachs, and UBS, announced plans to form a company to issue stablecoins, with the expectation of launching a dollar token in the first half of 2027.

B.AI platform announces that its multi-chain ecosystem has completed an important expansion, and now officially supports login and payment functions via OKX Wallet on EVM chains (web plugin and app).Starting today, when users utilize the AI model services on the B.AI platform, they can directly switch to EVM chains for login and on-chain payments through OKX Wallet, in addition to the existing TRON network, seamlessly achieving intelligent dialogue, deep creation, and Web3 payment interactions.This integration further broadens the Web3 user entry points for B.AI, providing developers and AI enthusiasts with a more flexible and low-threshold on-chain experience path, facilitating the deep integration of AI and the Web3 ecosystem.

The report from the Cornell Brooks School Tech Policy Institute (BTPI) shows that if the United States implements a minimum exemption for Bitcoin and cryptocurrency payments under $300, the federal net revenue is expected to increase by $859 million over 10 years, with a range of $172 million to $2.58 billion, assuming the number of digital asset payment users remains at 5.4 million.The bill S. 2207 proposed by U.S. Senator Cynthia Lummis aims to exempt capital gains tax on related payments, with an annual tax-free capital gains limit of $5,000. Some other legislative initiatives propose to limit the scope of the exemption to regulated stablecoins, and discussions are still ongoing. BTPI states that the current capital gains tax and small transaction reporting requirements suppress daily Bitcoin payments. If the transaction-level tax and reporting burdens are removed, it could increase Bitcoin payments and demand; under the current adoption level, the recent impact on Bitcoin prices and taxes may be small, while the long-term impact depends on factors such as the scale of payments.

Cryptocurrency exchange Gemini announced that its subsidiary Gemini Digital Payments Singapore, Pte. Ltd. (GDPSPL) has obtained a Major Payment Institution (MPI) license issued by the Monetary Authority of Singapore (MAS), allowing it to provide digital payment token and cross-border remittance services.

DBS and Citibank's New York office completed a cross-border payment in US dollars between Singapore and the United States on September 5 using tokenized deposits through the Swift Digital Ledger. The transaction was executed over the weekend and took only a few minutes, while traditional cross-border payments typically take up to two business days, allowing businesses to avoid losing time due to time zone differences and weekend gaps. This is the second confirmed real-time application of the ledger, following HSBC and Standard Chartered's completion of the first real-time tokenized deposit cross-border transaction in August. Swift announced the ledger's preliminary availability on July 9, with 17 banks ready to pilot it, and DBS is the only bank headquartered in Asia among the 12 core design group members. DBS Group Chief Operating Officer Rachel Chew stated that the Swift Digital Ledger is connecting traditional banking infrastructure with emerging digital networks to drive the practical application of tokenized currency from experimentation. Citibank's Head of South Asia Services Mridula Iyer noted that weekend real-time transactions prove that around-the-clock cross-border payments have become a reality. DBS will launch DBS Token Services in 2024, offering 24/7 programmable instant value transfer services.

According to official news, the Circle Cross-Chain Transfer Protocol (CCTP) now supports a fast transfer prepayment fee feature. Previously, the protocol fee would be directly deducted from the USDC transfer amount on the target chain; with this update, developers can pre-quote and collect fees using the native Gas token or USDC from the source chain before executing the transfer, thereby simplifying the fee handling for cross-chain transfers and ensuring that users receive the expected amount of USDC.It is reported that the prepayment fee mechanism mainly improves the predictability of fees in cross-chain applications. Users do not have to bear the reduction in the actual amount received due to additional deductions on the target chain; at the same time, the CCTP Quote API can uniformly calculate fees for different supported chains and integrate Fast Transfer and Forwarding fees into a single quote, so developers do not need to build systems to separately calculate multiple protocol fees. In addition, fees can be paid directly using the native token of the source chain, which will not reduce or affect the actual transferred USDC balance.Currently, the prepayment fee feature supports USDC transfers on all EVM chains covered by CCTP, but it does not support transfers initiated from Solana; transfers to Solana are still supported. Developers can obtain specific fee quotes through the Quote API and integrate this feature, and relevant developers can refer to the CCTP official documentation to build a more predictable cross-chain USDC transfer process.

Circle announced that it has signed a final agreement to acquire Tazapay, a B2B cross-border payment infrastructure company headquartered in Singapore. The transaction is expected to be completed in 2027, subject to customary closing conditions and regulatory approvals, including approval from the Monetary Authority of Singapore.Tazapay has an annualized payment volume of over $25 billion, more than 60 banking and fintech partners, and local payment channels covering over 100 markets. Approximately 60% of Tazapay's transaction volume includes stablecoins.

Uzbekistan has launched a pilot project to test government securities-backed som-pegged stablecoin payments. The National Project Agency (NAPP) announced on Monday that it has registered Humo Digital as a special mechanism participant under joint regulation with the central bank. This pilot will test the issuance, circulation, and redemption of HUMO tokens, with each token pegged to 1 Uzbek som. According to NAPP, over 20 merchants are already prepared to accept HUMO payments, and the project will also integrate payment processing and blockchain infrastructure from participating banks, with licensed cryptocurrency exchange Asterium as a project partner. The Central Bank of Uzbekistan stated that the initial trial will last for 12 months, with a total project duration capped at 3 years. Regulators will assess the adequacy and security of the token collateral, cybersecurity, consumer protection, anti-money laundering controls, and financial and price stability risks. This pilot follows the framework approved in November 2025, when Uzbekistan indicated plans to allow stablecoin payment experiments under a sandbox mechanism while providing relevant terms for tokenized stocks and bonds.

Visa stated in an official blog post that stablecoin-linked cards are one of the fastest-growing segments of the network. In the second fiscal quarter, over 160 stablecoin-linked card projects launched globally, with payment volumes increasing nearly 200% year-over-year, and an annualized settlement rate exceeding $20 billion, growing more than 15 times year-over-year.Visa pointed out that its collaboration with Credit Coop to launch a stablecoin-based revolving credit tool provides daily settlement funds for early stablecoin card projects, and the borrowing costs for some participating projects have decreased by more than 30%.

Binance Wallet officially launches the TRC-20 USDT transfer fee payment feature. Starting today, users can pay network fees directly in USDT when using the Binance Web3 Wallet for TRC-20 USDT transfers, eliminating the need to hold TRX as gas fees, significantly simplifying the transfer process on the TRON chain.The operation method is also quite convenient: users only need to enter the wallet asset page, select send USDT, and then check USDT in the network fee payment method to complete the setup, easily experiencing one-click transfers.This feature update lowers the interaction threshold for stablecoins on the TRON chain and provides high-frequency transfer users with a smoother and lower-cost operational path, further promoting the usability and convenience of the TRON network in stablecoin application scenarios.